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Friday, October 9, 2015

Frugal Friday - Saving Money Motivates me (and may bank account!)






I love saving money...it is almost like a competition to me...to find a way to save as much $$$ as I can.

While I am not the most frugal person on the face of the earth I have devised a plan that works well for me but let it be known...I am always looking for a way to save more!

Today I am only going to address  how to save money at the grocery store.  Let's face it...there are tons and tons of ways to save money in our day to day life.

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Do you clip coupons?  If so - do you hate it as much as I do?  What is more tedious than cutting out, organizing and let us not forget...take the coupons with us on our shopping trips!  I will take one for the team if it means that I will save money.  I have three ways of collecting coupons:

1)  Clip coupons from the newspapers each week
2)  Clip coupons from online coupon sites (coupons.com is a great site) 
3)  Use electronic coupons from your favorite grocer store.

Let's talk about electronic coupons for a bit.  I normally shop at one grocery store - Kroger.  They oftentimes have great sales and if you pair it with a coupon...even better.  I also love their online coupons.  Just go in...input your Kroger Plus card number, create a count and voila...sff those weeejkt electronic coupons to your account and there is no need to get the scissors out to cut paper coupons.  SO VERY EASY!

A couple of other things that I like about Kroger...each time you spend $100 at their store - you qualify for $0.10 off per gallon on their gasoline.  Everybody has to buy groceries...so why not save money on your monthly gas bill as well?  Double bonus in my mind!

Several times a year Kroger also offers 4X gas points when you purchase gift cards there.  So if you were to buy a $100 gift card (gift cards are so perfect for gift giving too!) during one of the 4X periods...you could get $0.40 off a gallon of gas instead of the normal $0.10 per gallon.  I try to always catch these 4X periods because I am always buying a gift card for someone!

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One other good money saving tools that I use when purchasing groceries and gas is using a credit card that pays me back a % of what I spend each month.  The key is to pay off the balance each month so not to incur huge interest balances!  I use the money that I receive back on this card to either apply it a gift card purchase.

How do you save money at the grocery store?


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