Well - today was "pay the bill" day...not so painful these days thanks to Suze Orman and Dave Ramsey!
How I would LOVE to dial into the Dave Ramsey and scream "I am debt free"! Baby steps - it is all about baby steps!
My debt is not out of control BUT I do have some personal debt. I would love to live off one pay check a month and I could if I paid off one little monthly bill! Well maybe not that little much of a little bill...it is a $325 per month car payment. BUT the good news here I have less than 1 year left on this car loan. Actually less than 4K and that car will be paid off.
Now - while talking about monthly bills - let's talk credit cards. Here again - I am not in bad shape - just 3 cards with less than $1800 due. That could easily be done by paying off the car too. As Dave Ramsey says - let's pay off the smallest credit card first...and then the next one and then the next. See how it goes?
THEN...I should be able to live off one check a month and bank the other check. That wouldn't allow me to yell out "I am debt free" but it would get me so much closer!
I like this plan! Okay - going to pay off the credit cards while making two car payments each month. I could have all these bills paid off soon!